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Fannie Mae and Freddie Mac
Fannie Mae and Freddie Mac are the biggest supplier of mortgage funds in the US.

Mortgage Application
A mortgage application is also called more commonly a 1003 and sometimes a URLA (Uniform Residential Loan Application). The mortgage loan application must be completed in order to apply for a home loan. It must be completed accurately and completely. Completing an application is the first step to reaching your dream of homeownership.

Colorado Million Mortgage Loan
Colorado residents with substantial liquid assets may be eligble for $2MM to $35+ Million Mortgage loan products to refinance or purchase luxury real estate.

Tougher Mortgage Lending Guidelines
Why have mortgage lenders tightened their guidelines so much? Can I still buy a home with zero or no money down? Will I be able to refinance with the tougher mortgage lending guidelines? I am not able to refinance and my ARM is about to expire what should I do? These are some very common questions being asked right now in 2008 by consumers everywhere. With the record number of foreclosures that have hit our nation and so many mortgage loans going bad, the mortgage industry was in need of a serious overhaul or makeover. Therefore, lenders have been forced to tighten up their lending guidelines to make sure that they are producing loans of better quality which is not only better for them, but better for the consumer as well. While, lending guidelines and underwriting guidelines have definitely tightened up quite a bit, there are still numerous programs available for consumers to buy home with little or no money down. If you have questions about what you may or may not qualify for now in this new mortgage market, consult a mortgage professional quickly.

USDA Guaranteed Rural Housing Loans
The USDA has great loan program designed to help moderate income buyers purchase a home in traditionally rural areas with 100% financing. The first step is to determine if you are eligible to qualify based on the USDAs income limits. The second step is to determine if the area in which you plan on purchasing qualifies as a "rural" area. Both can be determined by visiting http://eligibility.sc.egov.usda.gov . The next few paragraphs will go over the many benefits of the USDA Program.

FHA "Kiddie Condo" program.
This program by FHA allows full time students the opportunity to purchase a home with the assistance of their parents credit and down payment even if the student has not established any credit.